DEPOSIT PRODUCTS > CHECKING

Regular Checking

• No monthly service charge or per item transaction fees
• Account subject to the schedule of fees & charges
• Check imaging monthly statements
• ATM Card

• Overdraft Privilege Program available to qualified account holders

Business Checking

• No monthly service charge or per item transaction fees
• Account subject to the schedule of fees & charges
• Check imaging monthly statements
• ATM Card
• Overdraft Privilege Program available to qualified account holders

NOW Checking

• $500.00 minimum deposit to open
• No monthly service charge or per item transaction fees
• Account subject to the schedule of fees & charges
• Check imaging monthly statements
• Account earns interest*
• ATM Card
• A balance of $500.00 must be maintained to avoid imposition of fees
• Overdraft Privilege Program available to qualified account holders

SUPER NOW Checking

• $1500.00 minimum deposit to open
• No monthly service charge or per item transaction fees
• Account subject to the schedule of fees & charges
• Check imaging monthly statements
• Account earns interest*
• ATM Card
• A balance of $1500.00 must be maintained to avoid imposition of fees
• Overdraft Privilege Program available to qualified account holders

Passbook Savings

• $25.00 minimum deposit to open
• Account earns interest*

Statement Savings

• A balance of $100 must be maintained to avoid imposition of fees
• Account earns interest*
• ATM card
• Check imaging monthly statements
• Account subject to the schedule of fees & charges

Money Market Account

• $2500.00 minimum deposit to open
• Account subject to the schedule of fees & charges
• Check imaging monthly statements
• Account earns interest*

Transfers from a Money Market Deposit account to another account or to third parities by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft, or similar order to third parties. An excessive transaction fee of $5.00 will be charged for each check to third parties in excess of three during a statement cycle.

*Call us for current rates and “annual percentage yield”

Certificate of Deposit (CD)
Grayson National Bank has certificates with terms from 91 days to 60 months. Please contact your local branch for rates and “annual percentage yield” and terms.

Individual Retirement Account (IRA)
Grayson National Bank offers “Traditional” and “Roth” IRA’s. Contact your local branch for further details.

Temporary Liquidity Guarantee Program Disclosure Grayson National Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31,2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.